The first step to purchasing your new home is to formally reserve the property.  This is done by completing the Reservation Form.  The Information required is your full name and address, your solicitors details, your financial arrangements for purchasing your home ie. details of your proposed mortgage and the deposit available to you) and lastly a reservation fee in the sum of £1,000, made payable to Devine Homes Plc.  This is deducted from the money due on completion.  You will then have 28 days to proceed to an Exchange of Contracts.

At this time it is extremely important to ensure that you instruct your solicitors and ensure that all fees and any documentation requested is forwarded without delay.  Typically this would involve providing your solicitor with the money they require to carry out the necessary searches and providing proof of your identity and address to compley with money laundering regulations.  This will mean providing your passport or driving licence, a bank statement and utility bill.

If you do not already have a mortgage agreed in principal, it is imperative that you apply for a mortgage without delay.  Mortgage applications can take between 2 - 3 weeks to process.

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